The biggest difference between dental insurance and standard health insurance is that with dental insurance, most plans are focused on helping patients prevent problems. That’s why routine services like checkups and cleanings tend to receive more coverage compared to treatments like fillings and crowns. By using your plan to primarily pay for your preventive visits, you’ll not only be taking full advantage of your benefits, but you’ll also be safeguarding your oral health, meaning you’ll require fewer treatments that have less coverage.
Expanding upon what we mentioned above, with most plans, checkups and cleanings are covered 80-100%, meaning you’ll probably have to pay little to nothing out of pocket. When it comes to restorative treatments like fillings, crowns, bridges, and dentures, they are typically covered 50-70%. While this is a sizeable portion, you can see why we place so much emphasis on prevention! For cosmetic services like porcelain veneers and teeth whitening, they usually don’t receive any coverage because they are deemed elective procedures. To make them more affordable, third-party financing is easily available through our practice.
When a dental practice is “in-network” with an insurance provider, that basically means they’re able to offer the highest level of discounts possible. At Creating Smiles, we’re in-network with several of the most popular plans, but we’re happy to accept many “out-of-network” ones as well. Don’t see your provider on the list below? Just give us a call with your policy information handy—we’ll probably still be able to use it to help you save!